Business Innovators Radio

Philip Lorenzo walks through four critical checkpoints every operator, founder, and team leader should focus on to build a more structured, profitable business. Instead of operating in constant reaction mode, this episode reframes your business as a system – giving you a clear way to assess what’s working, what’s not, and what needs to change.From auditing your balance sheet and understanding your true cash position, to breaking down your P&L for growth vs. profitability decisions, this episode dives into the financial foundations most teams overlook. It also covers how to evaluate your subscriptions, payment terms, and cost structure, so you’re not leaking cash without realizing it. Tune in to hear more!Fractal Focushttps://businessinnovatorsradio.com/fractal-focus/Source: https://businessinnovatorsradio.com/how-to-diagnose-and-fix-your-business-before-it-breaks

Debra Guerrero Debra is a visionary speaker, best-selling author, Executive Producer, star of the multi-award-winning movie ZERO LIMITS, and a lifelong entrepreneur with over 30 years of experience in energy, frequencies, and a financial estate advisor. From launching her first business at just eight years of age to embracing spiritual healing as a child, her journey has always been guided by divine purpose.Website: https://www.debraguerrero.com/Facebook: https://www.facebook.com/debra.guerrero.31Source: https://businessinnovatorsradio.com/debra-guerrero-entrepreneur-mark-stephen-pooler

Dr. Victoria Rader is the founder of YU2SHINE, globally renowned Quantum Personal Development™ pioneer. Transformational speaker and bestselling author, Victoria’s holistic techniques have touched lives worldwide, with her teachings featured in the film Zero Limits and even carried to the moon. Through her work, she empowers thousands of individuals globally to embrace their divine worth and unlock limitless possibilities.https://yu2shine.comSource: https://businessinnovatorsradio.com/dr-victoria-rader-founder-mark-stephen-pooler

So excited to introduce my next guest, Michael Brian Lee!Michael Brian Lee discovered the World Cup while living in Prague in 1994, and found himself compelled to root for Hristo Stoichkov’s Bulgaria squad, who finished fourth. He has been a fan of the competition every four years since, and has developed a love for Argentina, long before they finally vindicated this choice with their win in 2022.He is the world’s only certified Master of Creativity and Innovation Coaching and is also trained in six other coaching disciplines, as well as a Master NLP Practitioner, a Certified Coach Trainer, and an Adaptability Quotient (AQai) Professional. He is a #1 best-selling author and has taken the TEDx stage twice. He writes a column on creativity for the Mail and Guardian of South Africa and has written for Forbes. He features on Radio 702 as well as other media outlets. Michael is also an International Advisory Board Member of World Creativity and Innovation and an Exco member of the Creative Community of Practice of

So excited to introduce my next guest, Marrianna PennaMarianna Penna is the CEO & Founder of WOW Women of Worth London, Human Personal Brand Creator, Podcaster, Public Speaker, Event Organiser, and G100 Italy Chair for Brand Creation & Marketing. With over 25 years of experience across Italy and the UK, she is a recognised voice in authentic marketing and personal brand creation.As Partner at LEXeFISCAL LLP in London, she introduced a more human, relationship-led approach into a traditionally formal and performance-driven sector. She is also co-author of the Amazon Bestseller “Changemakers” (2025), where she presents personal branding as a “gem to craft” through her 7-step journey framework.Through WOW, her podcast Entrepreneurial Pulse, and the Walk The Talk festival, she empowers women to build confident, authentic brands that grow with purpose and leave a lasting impact.You can find Marrianna here: https://www.wearewowwomen.com/marianna-penna-wow-ceoSource: https://businessinnovatorsradio.com/an-in

Michael has been in the financial and insurance business for over 20 years. He works with clients in the areas of Tax-Free Wealth Creation, retirement planning, lifetime income solution, legacy planning and business and Estate Planning. He is an advocate for the safety and protection of his client’s hard-earned retirement money.Michael is committed to delivering outstanding professional service to his clients and acting with honesty and integrity. He takes great pride in building long-term relationships with his clients to achieve their financial goals during working years and during enjoyment years.Michael’s mission is to help clients avoid losing money in the market, and instead build wealth safely, securely, and most importantly, provide lifetime income streams that will be there throughout your enjoyment years and then finally transitioning assets onto next generations more tax efficiently and possibly Tax-Free.Michael is a former educator, so naturally, his approach in working with clients is through gui

Laurene didn’t take the traditional path into financial planning. She took the real one.She started working at 16 to help her family make ends meet after her stepfather had an industrial accident. He went from bringing home $600 a week to $35. So she got a job, stayed in school, and figured out how to navigate a world that doesn’t wait for people to be ready.She spent 31 years with AT&T — starting as a junior in high school, working her way up, and eventually retiring at 48 when they laid me off. She had a pension. I had time. And she was not going to spend it babysitting.So Laurene went back to work. She has now had four careers. The one that shaped me most — before financial planning — was 13 years as a business consultant, walking into family-owned businesses and asking every uncomfortable question until people understood what they actually needed. She wasn’t the one with all the answers. She was the one who asked until the right answers surfaced.That’s exactly what she does now.For the past 13 years,

Laurene didn’t take the traditional path into financial planning. She took the real one.She started working at 16 to help her family make ends meet after her stepfather had an industrial accident. He went from bringing home $600 a week to $35. So she got a job, stayed in school, and figured out how to navigate a world that doesn’t wait for people to be ready.She spent 31 years with AT&T — starting as a junior in high school, working her way up, and eventually retiring at 48 when they laid me off. She had a pension. I had time. And she was not going to spend it babysitting.So Laurene went back to work. She has now had four careers. The one that shaped me most — before financial planning — was 13 years as a business consultant, walking into family-owned businesses and asking every uncomfortable question until people understood what they actually needed. She wasn’t the one with all the answers. She was the one who asked until the right answers surfaced.That’s exactly what she does now.For the past 13 years,

Eric Sebold is the Lead Workshop Educator for the Institute for Financial Awareness, one of the fastest growing 501(c)(3) nonprofits in the DC/Metro Area.Eric is a widely sought out speaker pertaining to the world of Federal Benefits and Retirement Planning. He is a Certified Educational Consultant (CEC) and a Federal Employee Benefits Consultant. He is a well-versed workshop veteran, teaching courses in many agencies across the D.C. metropolitan area.Eric’s career in financial services started as a Chartered Federal Employee Benefits Consultant (ChFEBC). Eric is best known for his workshop entitled Federal Benefits Best Kept Secrets. Through his years of experience consulting for federal employees, Eric has developed tax saving strategies as well as estate conservation plans for hundreds of individuals throughout dozens of different agencies. He has also guided many federal employees through the complex steps of the retirement process. Eric has generously donated his time and expertise to the Institute for F

Yasmeen Turayhi is a writer, filmmaker, and consciousness researcher working at the intersection of technology, intuition, and human potential. She is the host of the Gateways to Awakening podcast—ranked in the top 1% globally on Apple Podcasts—where she interviews leading thinkers exploring consciousness, spirituality, and the unseen dimensions of reality. Yasmeen is the author of A Glitch in the Matrix: 10 Energy Mastery Codes for Becoming the Main Character of Your Life and a newsletter that explores how awareness, energy, and intention shape the trajectory of our lives.Podcast: https://open.spotify.com/show/4OFpvJqLSxKLs2KnF2AgO8?si=5c36fb4cba2b4d9bSchool: https://innerknowingschool.comSource: https://businessinnovatorsradio.com/yasmeen-turayhi-author-mark-stephen-pooler

Laurene didn’t take the traditional path into financial planning. She took the real one.She started working at 16 to help her family make ends meet after her stepfather had an industrial accident. He went from bringing home $600 a week to $35. So she got a job, stayed in school, and figured out how to navigate a world that doesn’t wait for people to be ready.She spent 31 years with AT&T — starting as a junior in high school, working her way up, and eventually retiring at 48 when they laid me off. She had a pension. I had time. And she was not going to spend it babysitting.So Laurene went back to work. She has now had four careers. The one that shaped me most — before financial planning — was 13 years as a business consultant, walking into family-owned businesses and asking every uncomfortable question until people understood what they actually needed. She wasn’t the one with all the answers. She was the one who asked until the right answers surfaced.That’s exactly what she does now.For the past 13 years,

Eric Sebold is the Lead Workshop Educator for the Institute for Financial Awareness, one of the fastest growing 501(c)(3) nonprofits in the DC/Metro Area.Eric is a widely sought out speaker pertaining to the world of Federal Benefits and Retirement Planning. He is a Certified Educational Consultant (CEC) and a Federal Employee Benefits Consultant. He is a well-versed workshop veteran, teaching courses in many agencies across the D.C. metropolitan area.Eric’s career in financial services started as a Chartered Federal Employee Benefits Consultant (ChFEBC). Eric is best known for his workshop entitled Federal Benefits Best Kept Secrets. Through his years of experience consulting for federal employees, Eric has developed tax saving strategies as well as estate conservation plans for hundreds of individuals throughout dozens of different agencies. He has also guided many federal employees through the complex steps of the retirement process. Eric has generously donated his time and expertise to the Institute for F

This episode features Dr. Jeffrey N. Shebovsky announcing the opening of the ReliefNow® Disc · Joint · Nerve Hamlin flagship location, bringing a structured, non-surgical approach to treating disc, joint, and nerve conditions to Central Florida.With more than three decades of clinical experience, Dr. Shebovsky explains why this new center represents a shift away from fragmented, symptom-based care and toward a focused, condition-specific treatment model designed to reduce inflammation, accelerate healing, and restore function.The discussion outlines how combining laser therapy, spinal decompression, and personalized care protocols can help patients avoid medications and surgery while addressing the underlying causes of pain.What You’ll Learn- Why the new Hamlin location was developed as a flagship Disc · Joint · Nerve center- The difference between treating symptoms vs. addressing root causes- How laser therapy supports healing at the cellular level- Why spinal decompression is used for disc-related condition

Eric Sebold is the Lead Workshop Educator for the Institute for Financial Awareness, one of the fastest growing 501(c)(3) nonprofits in the DC/Metro Area.Eric is a widely sought out speaker pertaining to the world of Federal Benefits and Retirement Planning. He is a Certified Educational Consultant (CEC) and a Federal Employee Benefits Consultant. He is a well-versed workshop veteran, teaching courses in many agencies across the D.C. metropolitan area.Eric’s career in financial services started as a Chartered Federal Employee Benefits Consultant (ChFEBC). Eric is best known for his workshop entitled Federal Benefits Best Kept Secrets. Through his years of experience consulting for federal employees, Eric has developed tax saving strategies as well as estate conservation plans for hundreds of individuals throughout dozens of different agencies. He has also guided many federal employees through the complex steps of the retirement process. Eric has generously donated his time and expertise to the Institute for F

Jack Peregrim is the founder and President of Fourth Quarter Advisors and he has a long career in business and strategy including his 30 years as the founder and owner of PARAGON Development which focused on providing strategic management services to many Fortune 50 global corporations.On his ‘retirement’ he personally recognized the complexity in Social Security options as well as Medicare. And, there is very little support and education available other than that offered by individuals and organization driven by revenue received for selling products and services.Jack and others are trained and committed with Certified Financial Fiduciary® designations. And, we are volunteer presenters for workshops sponsored by a number of non-profits which are non-profit 501(C)3 organizations and support programs in a wide range of retirement issues.Jack is a Certified Financial Fiduciary ™ in addition to his involvement in numerous professional and personal organizations.Learn More: https://www.fourthquarteradvisors.com/In

Jack Peregrim is the founder and President of Fourth Quarter Advisors and he has a long career in business and strategy including his 30 years as the founder and owner of PARAGON Development which focused on providing strategic management services to many Fortune 50 global corporations.On his ‘retirement’ he personally recognized the complexity in Social Security options as well as Medicare. And, there is very little support and education available other than that offered by individuals and organization driven by revenue received for selling products and services.Jack and others are trained and committed with Certified Financial Fiduciary® designations. And, we are volunteer presenters for workshops sponsored by a number of non-profits which are non-profit 501(C)3 organizations and support programs in a wide range of retirement issues.Jack is a Certified Financial Fiduciary ™ in addition to his involvement in numerous professional and personal organizations.Learn More: https://www.fourthquarteradvisors.com/In

In this episode, Dr. Mark Goodman shares how Class 4 laser therapy is being used to help patients reduce pain and recover faster without surgery.With more than 30 years of experience in chiropractic care, Dr. Goodman explains how laser therapy works at a cellular level—using light energy to reduce inflammation, improve circulation, and support tissue repair.The conversation covers how this approach is being used for common conditions like back pain, neuropathy, and other musculoskeletal issues, along with what patients can expect during treatment.Dr. Goodman also discusses why conservative, non-invasive care should often be considered before more aggressive options, and how combining therapies can improve outcomes.Key Takeaways– Class 4 laser therapy helps reduce inflammation and support healing– Used for conditions like back pain, neuropathy, and joint issues– Treatment is non-invasive and typically painless– Patients may experience faster recovery and improved mobility– Best results often come from combinin

Jack Peregrim is the founder and President of Fourth Quarter Advisors and he has a long career in business and strategy including his 30 years as the founder and owner of PARAGON Development which focused on providing strategic management services to many Fortune 50 global corporations.On his ‘retirement’ he personally recognized the complexity in Social Security options as well as Medicare. And, there is very little support and education available other than that offered by individuals and organization driven by revenue received for selling products and services.Jack and others are trained and committed with Certified Financial Fiduciary® designations. And, we are volunteer presenters for workshops sponsored by a number of non-profits which are non-profit 501(C)3 organizations and support programs in a wide range of retirement issues.Jack is a Certified Financial Fiduciary ™ in addition to his involvement in numerous professional and personal organizations.Learn More: https://www.fourthquarteradvisors.com/In

Jack Peregrim is the founder and President of Fourth Quarter Advisors and he has a long career in business and strategy including his 30 years as the founder and owner of PARAGON Development which focused on providing strategic management services to many Fortune 50 global corporations.On his ‘retirement’ he personally recognized the complexity in Social Security options as well as Medicare. And, there is very little support and education available other than that offered by individuals and organization driven by revenue received for selling products and services.Jack and others are trained and committed with Certified Financial Fiduciary® designations. And, we are volunteer presenters for workshops sponsored by a number of non-profits which are non-profit 501(C)3 organizations and support programs in a wide range of retirement issues.Jack is a Certified Financial Fiduciary ™ in addition to his involvement in numerous professional and personal organizations.Learn More: https://www.fourthquarteradvisors.com/In

Jack Peregrim is the founder and President of Fourth Quarter Advisors and he has a long career in business and strategy including his 30 years as the founder and owner of PARAGON Development which focused on providing strategic management services to many Fortune 50 global corporations.On his ‘retirement’ he personally recognized the complexity in Social Security options as well as Medicare. And, there is very little support and education available other than that offered by individuals and organization driven by revenue received for selling products and services.Jack and others are trained and committed with Certified Financial Fiduciary® designations. And, we are volunteer presenters for workshops sponsored by a number of non-profits which are non-profit 501(C)3 organizations and support programs in a wide range of retirement issues.Jack is a Certified Financial Fiduciary ™ in addition to his involvement in numerous professional and personal organizations.Learn More: https://www.fourthquarteradvisors.com/In