Overcoming Financial Stress With The Saver And The Spender

Do you find that it is difficult to find time to budget?  For most people budgeting isn't fun but necessary and if something isn't fun then why do it?  We want you to get out of that mindset.  Finding time to budget is just like finding time to work out.  You have to realize what your priorities, goals and values are and make time for them.  Budgeting doesn't have to be an everyday thing for the rest of your life.  If you are just starting out we do recommend that you spend about 5 minutes per day (first thing in the morning if you can) and once you get the hang of it make it every other day, then weekly if you can manage.   It is also hard to find time to have regular budgeting meetings with your significant other but this is a must.  There are some people that are numbers people (savers) and some people that are not (spenders).  The numbers person should realize that the spender only wants the facts when you have a meeting and doesn't care about the numbers.  This is 100% ok.  Make a bullet pointed list