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Is the UK quietly slipping into the role of a cautious observer while other nations shape the future of AI with greater confidence and intent? In this episode of Tech Talks Daily, I sit down with Rav Hayer, Managing Director at ThoughtWorks and Head of BFSI, to explore why our approach to AI regulation may be slowing progress at a time when momentum matters.  We move beyond the headlines of multi-billion pound investment announcements and look at what is really happening on the ground for business leaders trying to innovate in an environment shaped by uncertainty, shifting guidance, and risk aversion. Throughout our conversation, Rav shares his perspective on how this climate is affecting founders, scaleups, and established enterprises alike. We examine why so much British innovation still finds its way overseas, and what that says about ownership, long-term competitiveness, and the confidence gap holding many organisations back.  I also ask Rav to compare the UK's position with regions such as Singapore, Bra