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Adam Moelis shares why half of American's can't come up with $400 in an emergency, and 78% of people live paycheck to paycheck. But they spend $80 billion on the lottery every year. We also discuss a recent study that showed that most wished they'd learned more about money in school and scored themselves low when it came to financial literacy. Could tech change this? Adam shares how he founded Yotta to help Americans make healthier financial decisions and become more financially secure. Adam's company provides the chance to win big every week, similar to playing the lottery but in an FDIC-insured account where customers cannot lose any money. About Adam  Adam Moelis is the Co-Founder and CEO of Yotta, a financial technology startup whose mission is to help Americans become more financially secure by offering a unique banking experience that allows customers to win weekly prizes of up to $10 million.   Adam graduated summa cum laude with a B.S. in Finance and Accounting from Wharton. His degree and interest in