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Do you use a credit union? Or have you never considered using one?Credit union members know their advantages, and 120 million nationwide can’t be wrong. Aaron Caid joins us today to discuss the pros and cons of credit unions (and spoiler alert: there aren’t many cons).Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union, an underwriter of Faith & Finance. What are the “pros” of joining a typical credit union?Credit unions are member-owned cooperatives. Members are customers and stakeholders governed by a volunteer board selected from the member base. They also have voting rights on credit union policies which help their decisions reflect the members' needs.They exist to serve members, as opposed to banks which exist to maximize profits for shareholders. Credit Unions return earnings to members through better rates and lower fees. Are Credit Unions as safe as banks? They are! Many credit unions are federally insured by the NCUA (National Credit Union Administration), which covers u