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As we move from one tech cycle to another, so much has changed — yet so much has not. We are still faced with many of the same challenges especially when it comes to caregiving and true inclusion. How do we separate hype from reality — and how do we know what is real and what isn’t? What is the best path forward to ensure companies innovate responsibly and what is the government’s role in a free market economy? In this new episode of One Vision, Theo chat with Mia Shah-Dand (and her ‘research assistant cat’ Han Solo) — CEO of Lighthouse3 and Founder of Women in AI Ethics on her journey from Silicon Valley to the Big Apple, and her mission on bringing new voices from outside the tech bubble to make the invisible visible. Let’s work together to empower more users with the resources necessary to bridge the knowledge divide, so that they too can make the right decisions for themselves. Let’s keep pushing for change: There is power in solidarity. Hosted on Acast. See acast.com/privacy for more infor

Much has been written about AI and the future of work. And there is plenty of hype that resembles more like a comic book than reality. How will this powerful emerging technology impact our day-to-day lives, and is our education system able to equip young people with the skillsets they need to be successful in this future world? In this episode of One Vision (where Theo meets Theo), Theo chats with Theo Priestley, futurist, keynote speaker, and author of 'The Future Starts Now', on the confluence of web3, artificial intelligence, and metaverse and what will be needed to make virtual communities successful.  Hosted on Acast. See acast.com/privacy for more information.

As clients look to consolidate their assets and relationships, what roles do community banks and credit unions play? Can technology be leveraged in a thoughtful way to help these financial institutions create and extend a broader set of solutions to their communities? When smartphones become wallets, who will be there to help consumers establish good financial habits and attain more secure financial well-being for the long term? In this week’s One Vision, Theo chats with digital wealth pioneer Margaret Hartigan, on her experience as a financial advisor during the dotcom era to the financial crisis, her journey across the country and the past decade as a startup founder, and on the future of banking and wealth management. If you are curious about the role that fintechs, banks, and big techs will play in wealth management, this is a must-listen episode for you. Hosted on Acast. See acast.com/privacy for more information.

Healthcare costs in the U.S. are skyrocketing. According to a recent study, 66.5 percent of all bankruptcies were tied to medical issues — either because of high costs for care or time out of work. Nearly 4 in 10 Americans lack enough money to cover a $400 emergency expense, let alone thousands of dollars of unexpected medical bills. It is no wonder that the majority of Americans are behind on saving for retirement and we are hearing more stories of people that need others to crowdfund their retirement. In this episode of One Vision, Theo chats with Neeraj Mathur, Founder and CEO of Savings Oak, on retirement readiness and his personal mission to innovate for the 99 percent, so that they too can have a chance to invest and secure their future.  Hosted on Acast. See acast.com/privacy for more information.

What is the responsibility of the financial services industry — and as a society — when it comes to sustainability? With almost $40 trillion in assets under management, is sustainable investing truly as green as we are led to believe? In this episode of One Vision, Theo chats with Hannah Duncan — the candid and powerful blogger of the year — on green gap and using technology for good. We are not all powerless, and we can do something to help change the trajectory of the future of the planet. After all, what’s more important than safeguarding our home? It’s beyond time to re-calibrate our risks and be the voice of the voiceless. It is our collective responsibility. Hosted on Acast. See acast.com/privacy for more information.

Much has been written about the myriad of payment methods for consumers in the past few years. But not enough has been done to help them manage the increasingly complex landscape of bill pay. Enter Cushion, a fintech company that acts as a one-stop shop for recurring expenses, giving consumers more visibility and control over their bills, including Buy Now, Pay Later. In this episode of One Vision, Theo and Barb chat with Paul Kesserwani, Founder and CEO of Cushion, on building new payment rails, fundraising, complexity of building a BNPL aggregator, and the future of AI and automation. Hosted on Acast. See acast.com/privacy for more information.

While the metaverse and web3 are receiving less airtime compared to the likes of generative AI, the ecosystem is still thriving and rapidly evolving — especially after the Vision Pro announcement by Apple. But what exactly is the metaverse, beyond the hype, and why do we care? In this episode of One Vision, Theo chats with Chris Duffey, author of Decoding Metaverse, on the intersection of AI and creativity, the core principles of the metaverse, and the impact of such powerful technology on jobs and future of work. According to Chris, we are on the verge of the most significant expansion of societal and business potential in the history of humanity. So hang tight, and stay on for the ride!  Hosted on Acast. See acast.com/privacy for more information.

While much has changed in fintech, we can all agree that more still needs to be done. As we pull back the curtain and reflect upon the fintech journey, what are the things we are most proud of? What are the most pressing matters waiting to be solved? Do we know who we are building for and why? In this episode of One Vision, Theo chats with Jas Shah, a fintech lifer and founder, on open banking, super apps, embedded finance, and AI. Not to worry — we will still need humans in the loop. And while you are at it, don’t forget to subscribe to Jas’ newsletter, Fintech R&R. Hosted on Acast. See acast.com/privacy for more information.

AI is becoming a crucial part of our personal and professional lives. With increased adoption, the need to address data bias and privacy is more urgent than ever. In this episode of One Vision, Theo chats with Laura Kornhauser and Deniz Johnson from Stratyfy, on their journey from bias detection and mitigation, to driving greater financial inclusion and mitigating risks for financial institutions. There is always going to be bias in the data. The question is not so much so if the data is biased; but more so on how it is biased. It is not a set and done deal, according to Laura. Increasingly, regulators will require more transparency on how decisions are made by algorithms, control on how such such powerful technologies will be utilized — and ultimately, how individuals and small businesses will be impacted. Innovate responsibly: Do not run fast and break things. Hosted on Acast. See acast.com/privacy for more information.

In this episode of One Vision Arun and Max chat with Abdalla Amjalli and Dimitrios Chatzianagnostou from Outlier Ventures. Outlier ventures are one of the most versatile web3 investors. They also run several incubation and acceleration efforts to help web3 startups. Abdalla and Dimi describe the role of the firm in this space and how they help founders get the basics right while launching their web3 startup. Hosted on Acast. See acast.com/privacy for more information.

Every day as we navigate from one company to another, consuming one service to the next, we leave behind a long trail of digital exhaust. Do we know how our data travel and where to? Do we truly have control over our data and who can we entrust it with? In this episode of One Vision, Theo welcomes back Joe Toscano, author and international keynote speaker, on data, privacy, and compliance. As for the new tools such as AI chatbots? You can’t control AI hallucinations. But we must proceed with caution and always keep humans in the loop.  Hosted on Acast. See acast.com/privacy for more information.

Funding concerns and talent shortages, as well as geopolitical tensions and conflicts, have cast a shadow on our thriving, vibrant industry. Against the backdrop of these challenges and the cost of living crisis, what should we focus on and how do we move forward? Don’t miss this week’s One Vision, where Theo welcomes Raf De Kimpe, CEO of FinTech Week London, back to the show to talk about what to expect at the flagship conference — a meeting of the minds and hours of thoughtful conversations with some of the brightest in the industry. This is the FinTech Conference you’ve been waiting for. And it’s not to be missed! Hosted on Acast. See acast.com/privacy for more information.

How does your childhood impact your money memory? How do you phase into retirement from savings to spending, when the future is full of uncertainty and some people simply don’t earn enough to save enough? In this episode of One Vision, Theo and Sonya chat with Jaime Hopkins, Managing Partner of Wealth Solutions at Carson Group, on financial planning, setting goals, the role of technology in our society, and Jaime’s journey from his first book, Rewirement, to his latest WSJ best seller: Find Your Freedom: Financial Planning for a Life on Purpose. We love Jaime’s advice: “Don’t compare yourself with the universe. You are enough.” Hosted on Acast. See acast.com/privacy for more information.

We can’t improve what we cannot measure. With the world changing around us, and with humanity facing one of the biggest challenges of our lifetime — climate change — how can companies be more transparent about their operations and provide more non-financial information about the risks and opportunities they face? And how best can institutional investors incorporate environmental, social, and governance concerns into their investment decision making process? After all, making pledges is one thing; being able to measure and quantify the impact, is another. In this episode of One Vision, we chat with Richard Peterson, Head of Data and AI / ESG Enterprise Solution Strategy at FIS on the current landscape of ESG reporting and regulations and what the future holds. Hosted on Acast. See acast.com/privacy for more information.

Over the years, the crypto and the web3 industry has suffered from below par user experience and lack the security features that are needed when users hold digital assets. However, that is changing. In this episode of One Vision Arun and Max speak with Ouriel Ohayon, the CEO of Zengo. Zengo is a crypto wallet that uses MPC technology to offer a web2 like frictionless user experience with high levels of security.Ouriel talks about his reasons for founding Zengo, his journeys with the unique MPC technology and the road forward for the firm and the industry. Hosted on Acast. See acast.com/privacy for more information.

Institutional adoption is critical for web3 as it scales and gains credibility. In this episode of One Vision, Arun and Max talk to Vijay Krishnan, Director of Technology at Consensys. Vijay shares his experiences of becoming an Ethereum miner several years ago, and how that helped him jump into the crypto rabbit hole. Crypto is nothing without its boom and bust cycles and the winters reveal the broken plumbing. Vijay discusses the challenges that the industry faces and what the solutions could be. Vijay also gives us a glimpse of the products that he is working on at Consensys and how they help institutional adoption for web3 and cryptos. Hosted on Acast. See acast.com/privacy for more information.

Community banks are an integral part of our society. Yet, in the digital era where we are carrying mini computers in our pocket, many of them have sadly been left behind. In this episode of One Vision, Theo chats with Tammy Bangs, VP of Sales at PortX and life-long banker, on fintech, open banking, and autonomy. Can we envision a future where banks could control their own tech destiny and would no longer be completely dependent on their core provider to innovate or enable fintech partnerships? Follow Tammy’s timely advice: Don’t just stay on the ranch. Take time to go outside and experience the world. Hosted on Acast. See acast.com/privacy for more information.

Instead of pursuing growth at all cost, the current economic climate has forced fintechs to go back to the drawing board and focus on the fundamentals of building a more sustainable business. From diversifying product offerings to finding ways to lower the cost of customer acquisition and better monetize existing customer base, fintechs need to recalibrate and build a team that is fit for purpose for the next stage of growth. In this episode of One Vision, Theo and Arun chat with industry veteran, Jeff Tijssen, Expert Partner and Global Head of FinTech at Bain & Company, on the role that fintechs play and why he is bullish about the future. From closing the gap for the unbanked and underbanked, to optimizing efficiencies in banking, there is still plenty of work that fintechs can do to challenge the status quo. While the current generation of neobanks might not have significantly disrupted the financial services landscape yet — the pace of change has quickened in recent years, and will continue for y

As we have witnessed again and again, compliance cannot be a check-the-box program. In this episode of One Vision, Arun and Theo chat with Jas Randhawa and Jim Prevot — Founders of StrategyBRIX — on AML & KYC Verification, and how things have evolved from traditional finance to digital assets. What does the future hold for AML and identity in the Metaverse? How do fintechs navigate a rapidly changing regulatory environment and how can we strike a balance between control versus privacy? Hosted on Acast. See acast.com/privacy for more information.

In an era of digital finance, what’s old is new again and tricks as old as check fraud have been on the rise in the last few years. What is behind the surge and what should we be on the lookout for? In this week’s One Vision podcast, Theo chats with Diana Rothfuss, Global Product Marketing and Strategy Manager — Fraud & Financial Crimes at SAS, on fraud trends, convergence of data, ethical AI, and the people factor. Diana also recounted her own journey from banking to technology and analytics, and the importance of using your voice for good. Her advice: Give each other some grace.  Hosted on Acast. See acast.com/privacy for more information.