Money Girl's Quick And Dirty Tips For A Richer Life

Ready to improve your credit scores? Laura answers credit questions from podcast listeners and readers. She explains what a secured credit card is, where to find one, and how to use the account to build or repair your credit no matter your situation. Read the full transcript here: http://bit.ly/1PXjMpo

Laura explains what private mortgage insurance (PMI) is and how to avoid paying it in the first place. If you’re already paying PMI, you’ll learn your rights for getting rid of it as quickly as possible so you can lower your mortgage payment and save more money. Read the full transcript here: http://bit.ly/1nWYEql

Laura interviews Rod Griffin, Experian's director of public education, about a variety of important topics that will help you build and maintain excellent credit, no matter your financial situation. Read the full transcript here: http://bit.ly/1M6sseF

Get the scoop on what a reverse mortgage is, the different types, who can have one, and how much you can borrow. Plus, Laura outlines the main pros and cons to consider before getting one. Read the full transcript here: http://bit.ly/1K70a37

Laura answers tax questions from readers, listeners, followers, and group members that will help you understand how to pay less tax, defer it, or to boost your tax refund and save more money every year. Read the full transcript here: http://bit.ly/1PRgHV2

Ever wish you were more successful with your personal finances? Laura reviews 6 key habits of financially healthy people that can add up to transform your life and give you a more secure, happy future. Read the full transcript here: bit.ly/22LMkJi

Laura covers 5 main advantages of having a mortgage, plus when it pays to wait for one. You'll find out whether you should pay off a mortgage early and how much debt you should have to maintain a healthy financial life. Read the full transcript here: bit.ly/1JYqU04

Laura answers common investing questions from a young college student and a baby boomer. No matter if you're just starting out, getting close to retirement, or are somewhere in between, you'll get tips to make sure you have plenty of money for a comfortable retirement. Read the full transcript here: http://bit.ly/1O9dwNw

Laura answers a listener question about how to get out of a car lease early. Find out how car leasing works, what to do if you need to exit one before it expires, and how it compares to buying a vehicle. Read the full transcript here: http://bit.ly/1RpxFPU

Laura answers questions about how replacements for lost or stolen credit cards affect your credit. Find out how to protect your credit and the best places to get your reports and credit scores for free. Read the full transcript here: http://bit.ly/1MhUJIv

Laura explains a brand new type of retirement account called the myRA. Find out the pros and cons, who's eligible to have one, and how to set one up. Read the full transcript here: http://bit.ly/1JcPz0y

Find out Money Girl's favorite radically simple and innovative places to invest money right now - no matter how much cash you have to spare. Read the transcipt: http://bit.ly/1BrQElw

Don't let common credit pitfalls hurt your financial life! Laura answer reader questions and covers 7 credit traps that could upset your personal finances if you’re not looking out for them. Read the full transcript here: http://bit.ly/1WV1whw

Ever worried about having to pay a deceased family member’s debts or wondered who will pay yours? Laura Adams gives you the facts (and peace of mind, hopefully) about debt and death. Read the full transcript here: http://bit.ly/1Mmcf2U

Laura answers reader questions about 401ks and 403bs, including what happens to your account if you get divorced, how to handle a retirement provider that doesn't seem reputable, and how to pay taxes due when you convert a traditional plan into a Roth IRA. Read the full transcript here: http://bit.ly/1GNpGZ2

Follow 5 steps to manage your finances with no (or much less) paper. Learn the pros and cons, a few paper exceptions to consider, and how to make a transition to digital record keeping as easy and comfortable as possible. Read the full transcript here: http://bit.ly/1P0C2Qt

Even if you don't work for a big company, you can still use a retirement account to cut taxes and save more for the future. Laura answers a reader question and covers 5 of the best retirement accounts to use when you're a freelancer, work part time, are self-employed, or work for a small company that doesn't offer a retirement plan. Read the full transcript here: http://bit.ly/1RL0iEF

Considering adding a partner, spouse, family member, or friend as an authorized user to your credit card? Or maybe you want to be added to someone else's card. First, understand the potential risks. Read the full transcript here: http://bit.ly/1MsUTA6

Find out what to do when you find out that your personal data has been compromised. Understand the differences between a security fraud alert and a credit freeze, how they affect your credit, and the pros and cons of using a credit monitoring service. Read the full transcript here: http://bit.ly/1OVW3qe

Laura covers eight truths that have the power to transform your financial life. Use them to make better decisions, set the right priorities, and build more wealth. Read the full transcript here: http://bit.ly/1iNi2TU